These days there are new types of housing popping up everywhere. Some are called zero-lot line homes. Some are patio homes. Some are garden homes. Then, of course, there are condos and townhomes. What’s the difference between them all? And, which one is being built in RED HAWK?
Let’s see if we can break down the basic differences:
CONDOS :: Condos are probably the least common type of property ownership in the Dallas area. They are typically reserved for the more urban areas of Dallas and Ft. Worth, and thereby encourage walking access to nearby restaurants, grocery stores, and retail stores
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. A condo owner buys only the interior living space of the condo; they do not own any portion of the land underneath the building. Benefits of owning a condo include low maintenance property (there are no weeds to pull), access to resort-like amenities like fitness clubs and swimming pools, and an increased feeling of safety. Negatives are high association fees required each month and a condo owner’s limited ability to make decisions regarding the entire building (after all, the condo owner is just one of many that get to vote for building decisions).
ZERO-LOT LINE HOMES :: Zero-lot line is a term that encompasses several types of housing. This term is being used with greater regularity these days but its meaning can vary quite a bit. In its most basic form, a zero-lot line home is any home that is built at (or very close to) the property line. Townhomes, patio homes, and garden homes are all considered zero-lot line homes. At the same time, a larger-sized single family home can also qualify as a zero-lot line home if it is built along the property line. Zero-lot line homes provide for little to no yard, which reduces the overall maintenance of the property.
TOWNHOMES :: Townhomes are typically clusters of attached homes. In the Dallas area, there are often 3-5 townhomes attached to create one larger building. Townhomes usually have 2 or 3 stories and sometimes include a small private backyard. Advantages of townhomes include low maintenance, small yards, and HOA-managed common areas within the community (which sometimes includes a pool, fitness center, or walking trails). Disadvantages are shared walls between homes (think noisy neighbors and lack of privacy), often they are multistory, and resale value is sometimes an issue.
PATIO/GARDEN HOMES :: The terms “patio home” and “garden home” can typically be used interchangeably. These are zero-lot line homes that are detached. These homes have private yards, sometimes at the rear of the home and sometimes at the side of the home. These are the types of homes being built in RED HAWK. Because these are zero-lot line homes, there is very little space separating two homes. In RED HAWK, there is approximately ten feet between homes. The outside wall of one home also serves as the “fence” for its neighbor.
Patio homes provide a unique home experience for buyers. They are smaller homes on smaller lots, which allows for true home ownership (as opposed to a condo) but with a low-maintenance lifestyle. At the same time, they are detached homes which provides increased privacy that townhomes and condos can’t offer. Patio homes can be single or multi-story homes, making them flexible to meet the owner’s needs. And, in RED HAWK, our patio homes are part of an HOA, which provides services to further encourage a low maintenance lifestyle.
Condos, townhomes, zero-lot line homes, garden homes and patio homes are just some of the housing options available to empty nesters and those looking to downsize. Hopefully this clears up some of the confusion and helps you determine the best type of housing for your needs.
It’s a good time to buy a house — a really good time to buy. Bloomberg released an article last week (click here to read the full article) describing the building boom in Texas. It’s bigger than anticipated.
So, what does a big housing boom mean and how does it affect you, the home buyer?
1. A big housing boom is great for the Texas economy. The housing boom has been brought on by an ever-expanding population and continued increases in employment, much of which is due to relocating businesses. Texas is a great place to be economically-speaking.
2. A housing boom causes a reduction in the supply side of housing. Bloomberg reports that in the Dallas area there is a 2.8-month supply of inventory houses, which is about half of equilibrium between sellers and buyers.
3. Home prices are on the increase. According to Bloomberg, “existing-home prices in Dallas and Houston are rising faster than at any time since the oil boom of the 1980s.” This is great for current home owners looking to sell. It is also a big incentive for those looking to buy a new home; now is the time to buy before prices increase further.
4. Mortgage interest rates have increased in recent months to help balance out the supply-demand issue in Texas housing. Rather than slow down the buying side, buyers have picked up the pace thinking they need to buy now before interest rates rise again.
The bottomline is that now is the time to buy
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. With an increased demand for housing and mortgage rates on the rise, this is a great time to upgrade the quality of your home. You will likely be able to sell your existing home quickly and you will save for years to come with interest rates in the 4% range, all while improving the quality of your life with a new home.
Come see RED HAWK. Lots are going quickly, but we still have several options for you!